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Cookie Policy

Introduction

HAMMER Holdings Ltd gathers and manages information on devices, utilizing technologies such as cookies to process personal data including unique identifiers and standard device information. This policy delineates how we employ cookies, pixels, and analogous technologies (collectively referred to as “cookies”) on our website and mobile banking applications (“Apps”), and your choices regarding them. By accessing our Website and/or our Apps, you consent to our use of cookies as outlined in this policy. If you disagree with our use of cookies, please adjust your browser settings to disable them.

Understanding Cookies

Cookies are small text files stored on your computer, mobile, or other devices when you initially visit a website, containing details of your browsing history on that site. Upon return to the website – or visits to websites employing the same cookies – these cookies are recognized, thereby identifying your browsing device. While cookies typically don’t contain information personally identifying users, any personal information we store may be linked to information obtained from cookies.

Purpose of Cookies

Our use of cookies encompasses:

  • Enhancing user experience by allowing the browser to recall user-specific information.
  • Tracking visitor numbers and analyzing website performance.
  • Preserving usernames and preferences to expedite user interaction and tailor displayed content.
  • Safeguarding against fraud and enhancing security.
  • Studying user behavior to refine our websites, apps, and services.
  • Tailoring marketing content across social media, apps, and other websites.
  • We refrain from selling or distributing cookie information without prior consent. Users concerned about their data can request correction of inaccuracies at no cost.

Types of Cookies

  • Session cookies: Temporarily created in the browser’s subfolder while visiting a website, they expire and are automatically deleted upon browser closure.
  • Persistent cookies: Remain in the browser’s subfolder, reactivating upon revisiting the website. These cookies persist beyond browser sessions according to the duration set within their files.
  • Performance cookies: Used to collect data on website usage, such as frequently visited pages or encountered error messages, solely to monitor and enhance site performance. These cookies do not gather identifiable visitor information and solely serve to improve website functionality.
  • Third-party cookies: Installed by select third parties to collect specific user information for research purposes, including behavioral, demographic, or spending habits analysis.
  • Functionality cookies: Enable the website to recall user site preferences and selections, like usernames, regions, and languages. This facilitates personalized features/product provision based on user location without tracking browsing activity across other websites.

Managing Cookie Preferences

Users can opt to block, delete, or disable cookies as permitted by their browser or device. Note that altering browser settings to block, delete, or disable cookies may affect website features and functionality or impede access to certain sections. To adjust cookie preferences, follow the instructions provided by your browser.